Resources
Insights for financial crime teams
Customer stories, white papers and blog posts on AI-native risk decisioning, from the teams running financial crime compliance at scale.
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Customer story
AI investigation
FX leader cuts customer wait times 81% with Ray
By unifying a multi-vendor compliance stack under Ray, the institution cut automated investigations from 8 minutes to 91 seconds, so customers wait 81% less for a compliance decision.
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Report
Transaction monitoring
UK banking and fintech trust report 2026
88% of 1,023 UK consumers would consider switching after an AML failure, and 96% expect clear onboarding. Survey data on the friction and communication that drive retention.
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White paper
Transaction monitoring
Re-engineering transaction monitoring economics
An economic, technical and regulatory blueprint for moving Tier 1 banks from static rules to unsupervised machine learning detection and agentic AI investigation.
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Customer story
Transaction monitoring
Scaling AML monitoring across $200B+ volume
How Shift4 slashed false positives by 86% and reclaimed analyst bandwidth across $200B+ in annual volume.
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Blog
Transaction monitoring
The $442 Billion Money Mule Problem No One Is Solving Alone
INTERPOL puts global fraud losses at $442 billion, and AI-driven recruitment is feeding mule networks. Why mules sit across fraud, AML and sanctions, and how agentic AI helps investigators.
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Report
Regulation
AI-based AML tools and EU AML reform
A legal analysis arguing AI and ML are becoming a required part of AML internal governance, weighing the benefits against explainability and accountability demands under the AMLR and AI Act.
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Customer story
Customer due diligence
AI customer due diligence cuts EDD 60%
AirPak replaced static country risk matrices with ThetaRay's AI customer risk assessment, cutting unnecessary EDD cases and onboarding friction across Latin America.
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Engineering blog
Transaction monitoring
Why 80% of Enterprise AI Projects Fail (And How to Fix It)
The obstacle is an execution gap, not the technology. Why it is most dangerous in real-time financial crime compliance, and why systems must be explainable, observable and audit-ready.
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White paper
Sanctions screening
Testing sanctions screening systems for blind spots
A framework spanning data flows, matching rules, hit rates, latency and ongoing reviews, to catch false negatives, cut false positives and keep screening audit-ready.
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Customer story
Transaction monitoring
Scaling transaction monitoring for 10x growth
How ClearBank slashed investigation times from months to minutes and eliminated operational noise with ThetaRay's AI.
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Report
Regulation
How U.S. consumers judge financial crime risk
How consumers perceive financial crime risk, and how that perception translates into loyalty, advocacy and brand value for banks and fintechs.
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Blog
Transaction monitoring
Moving from Pilot to Production: 5 Lessons for Scaling AI
Why AI pilots stall: set baseline metrics before launch, build governance from day one, and expect messy production data. Takeaways from a Crowe and ThetaRay webinar.
Don't just flag. Resolve.
See what ThetaRay finds in your own data.