Proprietary AI detection, one decisioning layer
Detect bad actors effectively and mitigate risk with explainable alerts.
What Theta engines deliver
>50%
Alert reduction on billions of transactions per month
50%
Reduction in customer wait times
100%
Explainable alerts for audit trail from every engine
Customer stories
ClearBank
AI risk coverage powers 10x growth
Minutes
to uncover crime networks
£17.8B AUM
Travelex
30% growth with AI-driven sanctions screening
3 weeks
to go live, sanctions & payments
20 countries
Shift4
Same-day SARs, 70% more productive alerts
86%
fewer false positives
$200B+ annual volume
Santander UK
AI uncovers a human trafficking ring
Thwarted
with ThetaRay AI
$275B AUM
Awarded platform
Datos Insights Impact Awards
Best Investigation and Regulatory Reporting Innovation
CNBC
World's Top Fintech Companies
FinTech Breakthrough Awards
RegTech Platform of the Year
Finovate Awards
Best RegTech Solution
Banking Tech Awards
Best Digital Solution: AML, KYC, Compliance RegTech
Sanctions screening
Theta Screen
Sanctions, PEP and watchlist screening that combines rules, context and AI signals, so true matches surface and the noise drops.
Onboard customers faster without added compliance risk
Transaction screening
Theta Clear
Real-time payments screening. Friction-free approvals or a strong recommendation to stop the transaction.
Approve legitimate payments instantly, block the rest
Transaction monitoring
Theta Monitor
Remove the noise. Keep only the important signals using patented machine learning algorithms.
Half the alerts, ten times fewer false positives
Customer due diligence
Theta Score
Onboarding, review and refresh from one continuously scored profile.
Cut enhanced due diligence workload by 60%
Ray Hub
Agents that work the case on any stack
Detection engines find suspicious activity. Ray agents investigate alerts end to end, unlocking up to 70% analyst capacity.
Screening investigations
Transaction screening investigations
Transaction Monitoring investigations
Enhanced due diligence
Case management
Regulatory reporting
Frequently asked questions
Which detection engines are in Theta Hub?
Theta Screen for sanctions screening, Theta Clear for transaction screening, Theta Monitor for transaction monitoring and Theta Score for customer due diligence. Case management and regulatory reporting sit in Ray Hub, with Ray Case Manager and Ray Regulatory Reporting.
What do Theta engines deliver?
Over 50% alert reduction on billions of transactions per month, a 50% reduction in customer wait times and 100% explainable alerts for audit trail from every engine.
How do Theta engines work with Ray agents?
Detection engines find suspicious activity. Ray agents work the case on any stack, investigating an alert in less than a minute and unlocking up to 70% analyst capacity.
Don't just flag. Resolve.
See the Theta engines run on your own data.