Theta Clear
Screened and cleared in real time
Instant payments and cross-border transfers, cleared as they happen, with zero sanctions coverage gaps across any rail, method or currency.
Approve legitimate payments instantly, block the rest
Live decisioning
Decisions returned while it still matters
Theta Clear catches every name variation, scores the hits and performs second-attribute matching, providing a net adjusted, explainable score.
Ray Clear Investigation Layer
Live
Remittance payout · MYR → AED
ESCALATED
Card settlement · 12,480 payments
CLEARED
SEPA instant · EUR 48,200
CLEARED
Wire · USD 1.2M to new corridor
REVIEW
360,232
payments screened today
180 ms
median decision latency
180 ms
median decision latency
99.4%
straight-through approvals
12,000
payments screened per second
100%
true matches stopped pre-settlement
How a clear decision gets made
Receive the payment
Payer, payee and intermediary details arrive in-flight with the instruction.
Screen and score
Every party and field is checked against lists using a combination of rules and AI scores, including secondary attribute matching.
Release or hold
Clean payments settle untouched; true matches stop before value moves.
Document the decision
Rationale, list version and model version are written to an immutable trail.
Ray Hub
Ray Clear Agent sits on top of Theta Clear
Detection finds it. The agent works it: assembling the case, explaining the score and documenting every decision. Ray is vendor-agnostic: it plugs into any case management system and layers over any detection engine, ThetaRay or your incumbent.
Ray Clear Agent
Audit-ready case files, policy-approved release and human review when it matters, with one audit trail behind every decision.
Theta Hub · detection engines
Frequently asked questions
What does Theta Clear screen?
Instant payments and cross-border transfers, cleared as they happen, with zero sanctions coverage gaps across any rail, method or currency. Every party and field is checked against lists using a combination of rules and AI scores, including secondary attribute matching.
How fast does Theta Clear decide?
Theta Clear has a 180 ms median decision latency, screens 12,000 payments per second and delivers 99.4% straight-through approvals.
What happens when a payment is a true match?
Clean payments settle untouched; true matches stop before value moves, with 100% of true matches stopped pre-settlement. Rationale, list version and model version are written to an immutable trail.
How does Theta Clear work with Ray Clear Agent?
Ray Clear Agent sits on top of Theta Clear. Detection finds it. The agent works it: assembling the case, explaining the score and documenting every decision, with one audit trail behind it all.
Don't just flag. Resolve.
See Theta Clear run on your own data and typologies.