The agentic investigation layer for every pillar
Autonomous investigations that accelerate resolution. Ray plugs into any stack across sanctions screening, KYC/CDD, transaction monitoring, third-party tools and case managers.
What Ray agents deliver
Up to 70%
more analyst capacity, without adding headcount
50%
reduction in customer waiting times
100%
documentation consistency across jurisdictions
Ray Hub
One investigation layer, every pillar
Autonomous first-pass investigations and defensible decisions, with the same reasoning applied to every case.
Universal and tech-stack agnostic
Ray plugs into any existing stack across every financial crime compliance pillar: screening, KYC/CDD, transaction monitoring, third-party tools and case managers.
Traceability on every decision
Ray agents log every step of the investigation in comprehensive, auditable trails.
Audit-ready case files in seconds
Ray gathers the evidence and drafts the narrative, consistently across jurisdictions. Every override is locked in a full audit trail.
Meet Ray
See Ray agents work a case end to end
With Ray in the loop
Six pain points, six answers
What changes for your team with Ray in the loop.
Pain point
Today
With Ray
Human inconsistency
TodayDispositioning varies by person, shift and site.
With RayOne approved playbook, applied identically to every alert, every time.
False-positive volume
TodayMost alerts are low-risk, yet each still creates real work.
With RayRoutine alerts are investigated and documented at machine pace; closure becomes a policy choice.
Operational friction
TodayAlerts delay customer-facing transactions.
With RayFaster dispositions, so fewer held payments and onboarding delays.
Weak documentation
TodayNotes are brief and inconsistent, and hard to defend in an audit.
With RayA structured, policy-mapped rationale and full audit log on every alert, by design.
Analyst capacity
TodayRoutine false positives crowd out genuine risk work.
With RayAnalysts receive finished investigations and spend their time on the alerts that need judgment.
Jurisdiction complexity
TodayDifferent thresholds and risk appetite in every country.
With RayPlaybooks and thresholds per jurisdiction are configuration, not a new build per country.
The engine keeps producing alerts. Ray removes the cost of what happens next.
Screening investigations
Ray Screen Agent
Investigates every list hit in under a minute, matches each identifier and recommends an outcome with the evidence.
Over 80%
shorter customer wait times
Fewer held payments
case files ready for analyst review in seconds
Vendor-agnostic. Works with Theta Screen or your own.
Audit-ready case files
Policy-approved closure
Human review when it matters
Transaction screening investigations
Ray Clear Agent
Investigates every held payment in under a minute and recommends release or stop with the evidence.
Seconds
to release a clean payment
Fewer held payments
case files ready for analyst review in seconds
Vendor-agnostic. Works with Theta Clear or your own.
Audit-ready case files
Policy-approved release
Human review when it matters
Alert investigations & SAR filing
Ray Monitor Agent
Save operations team bandwidth by automating first-pass investigations. Ray builds the case file and drafts the SAR narrative.
Up to 70%
more analyst capacity, aligned with your protocols across jurisdictions
100% auditability
immutable trail ready for auditor review
Vendor-agnostic. Works with Theta Monitor or your own.
Autonomous data collection and cross-checks
Defensible, consistent documentation
From data gathering to decisions
Enhanced due diligence
Ray Score Agent
Refreshes profiles, triggers EDD on behavior and files audit-ready evidence.
Frictionless EDD
consistent protocols across jurisdictions
Up to 70%
more analyst capacity
Vendor-agnostic. Works with Theta Score or your own.
Autonomous greenlighting
Dynamic behavioral risk scoring
Reuses your TM data, natively
Case management
Ray Case Manager
Case management with network analysis. Every alert, entity and decision in one audit-ready view.
One case view from alert to decision
Regulatory reporting
Ray Regulatory Reporting
SAR and STR filing pre-filled from the case, aligned to FinCEN, FinTRAC, goAML, COAF, UIF and TRACFIN.
Includes the Reporting Database
Theta Hub
Pair Ray with AI-native detection
Ray picks up the investigation from detection systems. Paired with Theta engines, it provides a unified, end-to-end decisioning infrastructure.
Sanctions screening
Transaction screening
Transaction monitoring
Customer due diligence
Frequently asked questions
Do Ray agents require ThetaRay detection engines?
No. Every Ray agent plugs into any case management system and overlays any detection engine, ThetaRay or your incumbent.
Does Ray work as a copilot or autonomously?
Both, on every alert. Ray investigates autonomously, closes what your policy allows and hands everything else to an analyst as a finished investigation, so your team spends its time on the alerts that need judgment. There are no modes to switch between.
Which Ray agents are available?
Ray Screen Agent for screening investigations, Ray Clear Agent for transaction screening investigations, Ray Monitor Agent for alert investigations and SAR filing, and Ray Score Agent for enhanced due diligence. Ray Case Manager and Ray Regulatory Reporting complete the layer, for case management and regulatory filing.
What do Ray agents deliver?
Up to 70% more analyst capacity without adding headcount, a 50% reduction in customer waiting times and 100% documentation consistency across jurisdictions.
Can Ray run with the Theta engines?
Yes. The Theta engines detect what rules miss. Run them under Ray for one explainable decisioning layer end to end.
Which regulatory reports does Ray Regulatory Reporting support?
SAR and STR filing pre-filled from the case, aligned to FinCEN, FinTRAC, goAML, COAF, UIF and TRACFIN, so you can file complete, on-time reports in every jurisdiction.
Don't just flag. Resolve.
See Ray agents work your alerts end to end.