Transaction Monitoring

Enhance the accuracy and effectiveness of your risk detection

Detect evolving threats with unparalleled accuracy

ThetaRay’s Cognitive AI Transaction Monitoring, redefines how financial institutions detect and mitigate risk—focusing on effectiveness and enhanced customer experience. Using a data-driven approach it strengthens financial crime compliance and achieves faster, more accurate alerts/results, which allow financial institutions to build trust, reduce compliance costs, and allocate resources toward growth opportunities—all while delivering a seamless experience for legitimate customers.

Enhanced risk visibility for growth
Faster, Smarter Decision-Making
Optimized Operational Efficiency
Network insights
Transparent Compliance

Enhanced risk visibility for growth

Data-backed insights enable strategic expansion into new markets without compromising compliance.

Faster, Smarter Decision-Making

Timely alerts and insights enable quick, data-backed decisions that improve response times and reduce the need for manual intervention.

Optimized Operational Efficiency

Streamlines transaction monitoring processes, enabling teams to focus on higher-priority tasks and strategic initiatives while reducing manual reviews and operational costs.

Network insights

Network visualization reduces investigation times from months to weeks, since it allows analysts to graphically see and understand relationships, which alerts alone cannot.

Transparent Compliance

Cognitive AI ensures full transparency in compliance operations by automatically documenting every step of the decision-making process and maintaining secure audit trails that record rationale behind specific decisions.

Maintain Trust of Regulators and Customers

Helps you meet regulatory and industry standards

ThetaRay's Transaction Monitoring ensures adherence to global AML regulations by delivering actionable insights to support compliance and reporting efforts. Provides easy-to-access audit trails and a comprehensive history of decision-making. ThetaRay is on the list of experts the Financial Action Task Force (FATF) consults and participates with in professional discussions.

Enabling Compliant Growth for Payment Service Providers

Onafriq is a leading Pan-African payment network that connects over 500 million mobile wallets and bank accounts across more than 40 African markets. ThetaRay’s advanced technology not only met Onafriq’s immediate needs but also established a new benchmark for compliance and efficiency in digital payments across Africa.

Deployment in under 3 months
Enhanced risk detection — 83% of sender alerts and 94% of receiver alerts for complex cross-border payments were deemed detection-worthy

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