AI-powered Financial Crime Detection

Transparent and explainable solutions helping banks and fintechs improve risk detection and grow confidently

Leading brands trust ThetaRay

At ThetaRay we believe that effective compliance and risk management should empower growth, not hinder it. By choosing ThetaRay, your company gains a powerful partner in securing transactions, maintaining compliance and AML efforts, and creating a trusted brand in the financial industry.

Lets us help you stay compliant, scale efficiently and grow with confidence.

Customer Story

“Together with ThetaRay, we believe that we can actually help shape what good compliance and good transaction monitoring looks like across the African continent.”

Patrick Gutmann
Group Managing Director, Corporate Affairs, Onafriq

Business Impact

Manage Risk and Grow Within a Compliant Framework

Risk Coverage

Out-of-the-box coverage of mandatory risk indicators, including FATF money laundering typologies

Expose previously undefined risk
Risk Mitigation

Improve risk management while reducing administrative burdens

Evolve to meet the latest trends in financial crime
Operational Efficiency

Achieve decrease in alert volume up to 75%

Benefit from explainable alerts for faster investigation efforts
Time to Value

Go from data validation to deployment in 1-3 months

AI-as-a-service: Easily integrate and configure within your ecosystem

AI-Driven Risk Detection and Risk Analysis

Transaction Monitoring

A multi-layered approach that detects anomalies outside of normal behavior, indicating potential financial crime like money laundering, human trafficking, and terrorism financing. It adapts to changing realities and continuously improves in accuracy as it ‘learns’ more about the data. Producing unmatchable low false positives and high detection rates.
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Customer Risk Assessment

Designed to provide a dynamic, holistic view of risk by proactively checking customer behaviors whenever an event in the ecosystem changes. Analyzes onboarded customers and perpetually monitors the entire customer database providing a risk score and risk classification for each customer.
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Transaction & Customer Screening

Real-time customer and transaction screening with proprietary algorithms for precise name-matching, with the industry’s highest F-score for superior risk identification. Immediately blocks confirmed matches. Ensures swift onboarding and reduces friction while driving compliant growth. Covers adverse media, PEPs, and global sanctions.
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A renowned European bank with global financial services, Santander operates in various sectors including retail banking, commercial banking, and investment services. ThetaRay partners with Santander to enhance financial crime detection across retail and large corporate and institutional banking (CIB). This collaboration has been particularly impactful in high-risk use cases, such as correspondent banking.

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Who We Help

ThetaRay enables the banking and fintech industries to drive compliant growth while making AML and financial crime detection effective and efficient.

Banking

Reduce risk exposure

ThetaRay’s unique approach factors in dozens of risk indicators to paint a clear picture for compliance teams to detect suspicious activities. Configurable, and easily integrated, ThetaRay delivers immediate impact.

Reduces false positives and investigation times significantly while honoring commitments to regulators and internal stakeholders.

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Fintech

Build lasting trust

Rapidly growing fintechs with complex, cross-border ecosystems benefit greatly from ThetaRay’s unparalleled detection capabilities. Experience low alert volumes, reduced false positives, fast and easy implementation, and detection of previously unknown suspicious behaviors. Avoid blocking and/or slowing down transactions to continuously expand your business and solidify customer relationships.

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