Empowering Fintechs to Optimize and Unlock New Opportunities of Growth
Foster trust and enhance operational compliance with the power of Cognitive AI
Enhance customer experiences, and achieve smarter, more scalable growth.
Our Cognitive AI solutions—driven by dynamic data analysis and machine learning—not only focus on identifying criminals but also on accurately recognizing the good customers and businesses that you rely on to thrive.
By leveraging the latest advancements in AI, we can detect the undetectable, uncover hidden connections, and make smart, data-driven decisions—enabling you to onboard customers confidently, reduce operational costs, improve customer experiences, and unlock opportunities worldwide.
We ensure that financial crime is detected and blocked with unmatched accuracy.
ThetaRay is more than a financial crime compliance solution; we are a strategic advantage that helps fintechs innovate, scale, and thrive in a dynamic market.
Serving the Full Range of Fintechs
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Remittance Service Provider
Merchant Acquiring
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Pseudo Customer
Risk detection for third-party actors that are part of transactions
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Profiling by Merchant Type
size, online/brick and mortar, type of goods
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Network Analysis
visualization of transaction flow of money and entities
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Payment Service Provider (PSP)
Remittance
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Pseudo Customer
Risk detection for third-party actors that are part of transactions
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Profiling by Merchant Type
size, online/brick and mortar, type of goods
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Network Analysis
visualization of transaction flow of money and entities
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Processor (Acquirer/Merchant)
International Payments
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Pseudo Customer
Risk detection for third-party actors that are part of transactions
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Profiling by Merchant Type
size, online/brick and mortar, type of goods
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Network Analysis
visualization of transaction flow of money and entities
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Issuer
Domestic Payments
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Pseudo Customer
Risk detection for third-party actors that are part of transactions
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Profiling by Merchant Type
size, online/brick and mortar, type of goods
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Network Analysis
visualization of transaction flow of money and entities
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Open Bank
Digital Wallet
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Pseudo Customer
Risk detection for third-party actors that are part of transactions
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Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
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Aggregator
Processor
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Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
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Gateway
Capital Markets
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Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
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Orchestrator
Capital Markets
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Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
-
Remittance Service Provider
Merchant Acquiring
-
Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
-
Payment Service Provider (PSP)
Remittance
-
Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
-
Processor (Acquirer/Merchant)
International Payments
-
Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
-
Issuer
Domestic Payments
-
Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
-
Open Bank
Digital Wallet
-
Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
-
Aggregator
Processor
-
Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
-
Gateway
Capital Markets
-
Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
-
Orchestrator
Capital Markets
-
Pseudo Customer
Risk detection for third-party actors that are part of transactions
-
Profiling by Merchant Type
size, online/brick and mortar, type of goods
-
Network Analysis
visualization of transaction flow of money and entities
-
Advantages for Fintechs
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Empower Growth
Grow your business without the constraints of false positives or operational inefficiencies, ensuring seamless customer onboarding and market expansion with a clear understanding of risk.
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Build and Retain Trust
Safeguard your reputation by ensuring compliance and minimizing financial crime risk, while maintaining the trust of clients, regulators, and investors through transparent and accurate decision-making.
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Gain Actionable, Dynamic Intelligence
Access real-time insights that help you make smarter decisions, uncover subtle changes and connections, proactively address risks, and seize new opportunities.
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Maintain a Competitive Edge
Optimize operations, eliminate inefficiencies, and prioritize business growth to stay ahead of evolving market demands.
Advantages for Fintechs
-
Empower Growth
Grow your business without the constraints of false positives or operational inefficiencies, ensuring seamless customer onboarding and market expansion with a clear understanding of risk.
-
Build and Retain Trust
Safeguard your reputation by ensuring compliance and minimizing financial crime risk, while maintaining the trust of clients, regulators, and investors through transparent and accurate decision-making.
-
Gain Actionable, Dynamic Intelligence
Access real-time insights that help you make smarter decisions, uncover subtle changes and connections, proactively address risks, and seize new opportunities.
-
Maintain a Competitive Edge
Optimize operations, eliminate inefficiencies, and prioritize business growth to stay ahead of evolving market demands.
Time to Value in Two Months or Less
Request a Demo
Cognitive AI Financial Crime Compliance
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Effective Transaction Monitoring
Detects evolving threats with unparalleled accuracy—using a data-driven approach to strengthen financial crime compliance and achieve faster, more accurate alerts/results. Benefit from an approach which builds regulatory trust, reduces compliance costs, and allocates resources toward growth opportunities—all while delivering a seamless experience for legitimate customers.
Learn More
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Dynamic Customer Risk Assessment
Delivers a dynamic and precise approach to assessing customer risk, with efficiency and customer experience at its core.
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Analyzes data in real-time, providing deep insights into customer behaviors, transaction trends, and relationships—empowering financial institutions to proactively identify risks, ensure compliance, and support confident business growth.
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Real-time Transaction and Customer Screening
ThetaRay Screening delivers an efficient method for identifying and mitigating risks associated with potentially suspicious individuals, entities, and transactions, while enhancing the customer experience. You can accurately verify names of people and organizations against vast watchlist databases and check counterparties in all financial transactions.
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Payoneer is the world’s go-to partner for digital commerce. Payoneer chose ThetaRay to enhance its transaction monitoring as part of an overarching AML program audit. Immediately, the solution identified a host of suspected high-risk transfers and improved the speed and quality of alerts. This helped Payoneer adapt to new threats faster and strengthened its AML compliance approach more broadly.
Leading brands trust ThetaRay
